A thoughtful, well executed retirement plan will give you confidence that you can afford a comfortable lifestyle to support your retirement adventures.
Australians are living longer, thanks to medical advances and our higher standards of living. This means retirement savings need to extend over more years. Compulsory employer super contributions alone aren’t enough for most people to live a comfortable retirement lifestyle. The sooner you start planning, the more likely you are to achieve your desired reitrement lifestyle.
We will help you look forward to your retirement by:
- Replace working income with retirement income streams (superannuaiton pensions & lifetime annuities).
- Structure retirement savings in the most tax effective manner.
- Navigate & optimise government benefits entitlements such as Age Pension or Health Care card.
- Leave a tax effective legacy for children and grandchildren.
- Realign asset allocation with your risk tolerance and capacity in retirement phase.
- Have certainty knowing what you can spend in retirement guild free.
- Retirement scenario modelling to assess the impact of different variables and strategies on your retirement savings.
Call Simplify FP to get your retirement plan on track.